Compare North Dakota Auto Insurance Quotes for Free!
Getting accurate and up-to-date North Dakota auto insurance quotes has become easier than ever. CarInQuotes can help you get North Dakota car insurance quotes from the most reliable and respected providers in the industry. It is important to get updated North Dakota car insurance quotes at least once each year to make sure you are getting the very best rate that is available to you. Remember, North Dakota auto insurance rates change pretty regularly. Even if you got the lowest rate last year, it probably won’t be the lowest rate forever.
North Dakota Auto Insurance Law Requirements
North Dakota auto insurance quotes are based upon many factors. First and foremost, an North Dakota car insurance rate is based on the amount of coverage you want. Like many states, North Dakota requires drivers to have a minimum amount of insurance coverage. The coverage you are required to have includes a minimum of $25,000 per injured person and total of $50,000 per accident for Bodily Injury Liability. It also must include a minimum coverage amount of $25,000 for Property Damage Liability. The insurance industry often refers to this as 25/50/25 coverage.
North Dakota also requires drivers to have Uninsured Motorists coverage. You must have a minimum of $25,000 per person and $50,000 per accident in UM coverage. Drivers also are required to have coverage for Personal Injury Protection with a minimum of $30,000 in coverage. This covers what are considered reasonable and necessary medical expenses for you and your passengers.
The drivers of North Dakota pay just above $1,500 per year in auto insurance, which is lower than the national average. Nationwide, the national average for car insurance is almost $1,800 per person per year. You should never assume that your North Dakota car insurance rate is fair or low just because it is close to the average amount. Individual North Dakota auto insurance rates fluctuate and your personal rate may be higher or lower than the average based on your personal circumstances, driving record and insurance needs.
To get the very lowest car insurance rate you need to compare multiple North Dakota car insurance quotes. CarInQuotes makes it easy to find local providers. All you have to do is simply fill in your home zip code and select the providers you want to get quotes from, then you will instantly get North Dakota auto insurance quotes from the providers you have selected.