Compare New Jersey Auto Insurance Quotes for Free

If you are in need of New Jersey auto insurance CarInQuotes makes it easy to get New Jersey car insurance quotes. All you have to do to get New Jersey auto insurance quotes from the industries leading providers is fill in your zip code and select the providers you want to receive quotes from. CarInQuotes works with only the very best providers of NJ car insurance and you will only receive quotes from the providers you choose.

New Jersey Auto Insurance Law Requirements

The first thing you need to know if you are looking for New Jersey auto insurance quotes is what type of coverage is required for auto insurance in New Jersey. NJ auto insurance law requires drivers to have Bodily Injury Liability coverage with a limit of $15,000 per person, up to $30,000 per accident. Laws regarding car insurance in New Jersey also require that you have a Personal Injury Protection policy with a minimum of $15,000 coverage. This policy covers additional medical expenses for you and your passengers. In addition to coverage for injuries, you also need to have Property Damage Liability coverage of at least $5,000. Insurance agents in New Jersey often refer to this policy as 15/30/5 with 15/30 UM limits. When you request auto insurance quotes, New Jersey also requires you to add Uninsured Motorist coverage. This coverage protects you if you are involved in an accident with a driver that has no insurance or is underinsured. You must carry at least $15,000 per person and a minimum of $30,000 per accident in UM Liability coverage if your want auto insurance in New Jersey. The state of New Jersey follows a No-Fault system when it comes to auto accidents. This means that when an accident occurs your insurance policy must cover your claims regardless of your fault in an accident. That said, according to laws for car insurance NJ residents can reject the No-Fault system and sue for damages if they are not at fault. When it comes to car insurance, NJ can be very pricey. So, even if you have an existing policy it can never hurt to get up-to-date New Jersey auto insurance quotes. On average residents of New Jersey pay just above $2,500 dollars per person each year for their NJ auto insurance. That said, it is important to note that you can get cheap car insurance in NJ. Using the CarInQuotes.com search engine is the easiest way to find cheap auto insurance in New Jersey.

Get Your Free New Jersey Auto Insurance Quotes – Fill in Your Zip Code Below: