Compare Connecticut Auto Insurance Quotes for Free!
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Connecticut Auto Insurance Requirements
Connecticut requires that every motorist at least has a Bodily Injury Liability limit of $20,000. per person with a maximum total of $40,000. coverage per accident. Connecticut also requires that every motorist carry a minimum of $10,000. coverage for property damage per incident. This is considered basic car insurance coverage in the state of Connecticut and it is often referred to as 20/40/10 or Bodily Injury, Property and Uninsured Motorist Liability coverage.
Like most states Connecticut abides by the tort system, which means that after an accident takes place fault must be determined in order to determine which car insurance policy is responsible for covering the damages from the accident. The damages are always paid by the party who is determined to be at fault. That said, Connecticut also requires each motorist to carry a uninsured or underinsure motorist policy of $20,000 per person up to $40,000 per accident.
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